Oct 26, 2026 | Blog, Retirement Accounts, Roth IRAs, Tax Bites
When most people think about Roth IRAs, they think about their own retirement: tax-free growth, tax-free withdrawals, and more flexibility later in life. But there’s another side to the Roth story that doesn’t get nearly as much attention, and for many...
Oct 21, 2026 | Blog, Solo 401(k) Plans, Tax Bites
As 2026 draws to a close, your employer’s 401(k) plan may offer an opportunity to reduce your current income taxes while building your retirement savings — or to boost your future tax-free retirement income. If you haven’t been contributing, it may not be too late to...
Oct 15, 2026 | Blog, SEP IRAs, Solo 401(k) Plans
If you’re self-employed and investing in real estate, private lending, or other alternative assets, you’ve probably come across two retirement plans again and again: the SEP IRA and the Solo 401(k). Both are built for business owners. Both can be...
Oct 12, 2026 | Blog, Roth IRAs
Roth accounts have a great reputation, and for good reason. Money goes in after tax, grows over time, and qualified withdrawals come out tax-free. It’s easy to hear that and assume Roth is always the smarter choice. But “tax-free later” always comes...
Oct 5, 2026 | Blog, SEP IRAs
If you’re a real estate investor, you’ve probably heard plenty about using a self-directed IRA to buy property. What gets talked about far less is which retirement account you use to build up those dollars in the first place. For many people who earn their...
Sep 27, 2026 | Blog, Required Minimum Distributions (RMDs), Solo 401(k) Plans
If you’re self-employed or run a business with no employees other than you and your spouse, a solo 401(k) can be one of the most powerful retirement tools available. It offers generous contribution limits, the option of Roth savings, and with a self-directed...
Sep 27, 2026 | Blog, Required Minimum Distributions (RMDs), Roth IRAs
Required minimum distributions are one of the few parts of retirement planning you don’t get to schedule yourself. Once you reach RMD age, the IRS expects money to come out of your traditional retirement accounts every year, whether you need it or not. Roth...
Sep 27, 2026 | Blog, Inherited IRAs, Required Minimum Distributions (RMDs)
Inheriting an IRA is often a gift wrapped in a moment of grief. Along with everything else you’re handling, you’re suddenly responsible for an account with its own set of rules, deadlines, and tax considerations. And if you’ve tried to look those...
Sep 21, 2026 | Blog, Fair Market Valuations (FMV), Required Minimum Distributions (RMDs), Retirement Accounts
Right now, the end of the year feels comfortably far away. The holidays are an abstraction, December 31 is a rumor, and the deadlines that will feel urgent in ten weeks feel like nothing at all today. That gap, between how far away year-end feels and how fast it...
Sep 1, 2026 | Blog, Retirement Accounts, Roth IRAs, Traditional IRAs, Wealth Building
Most retirement advice about Roth versus Traditional accounts boils down to a single question: do you think your tax rate will be higher now or later? It’s a fair starting point. But if you invest in real estate, private notes, or other alternative assets inside...
