Oct 20, 2025 | Blog, Real Estate
Real estate can be one of the most powerful ways to grow your retirement wealth when done correctly. A Self Directed IRA gives you the freedom to invest in real property, notes, and private deals but also comes with strict IRS rules that investors must follow. This article explains how to use retirement funds for real estate while avoiding prohibited transactions, disqualified persons, and costly mistakes. Whether you are a hands on investor or exploring your first IRA purchase, this guide will help you structure your deals with confidence and compliance.
Oct 14, 2025 | Blog, Tax Bites
Are you charitably inclined and looking for a powerful year-end tax-saving strategy? Consider donating appreciated publicly traded stock you’ve held more than one year to a qualified charity. You may be able to enjoy two tax benefits.
Oct 13, 2025 | Blog, Tax Liens & Tax Deeds
Tax lien investing offers a rare combination of fixed returns and real property security, making it an appealing option for experienced IRA investors seeking steady income. This follow up to our October Client Strategy Group expands on how to evaluate liens before bidding and avoid common compliance pitfalls.
Oct 7, 2025 | Blog, Tax Bites
Beginning in 2025, individuals age 65 or older generally can claim a new “senior” deduction of $6,000 under the One Big Beautiful Bill Act (OBBBA). But if your 2025 modified adjusted gross income (MAGI) exceeds $75,000 ($150,000 if you’re a married joint filer), a MAGI-based phaseout will reduce (or may even eliminate) the deduction.
Oct 6, 2025 | Blog, Tax Liens & Tax Deeds
Most investors think of the stock market when they picture retirement, but tax lien investing offers another path. By purchasing liens on unpaid property taxes, you can earn fixed returns backed by real estate. This article explains how tax liens work and why they appeal to self directed IRA investors.
Oct 6, 2025 | Blog
Most investors know you can use a Self-Directed IRA to buy real estate. What surprises many is that your IRA does not always have to pay all cash. Under the right circumstances, your IRA can borrow money to acquire property, which opens the door to larger or more...
Oct 3, 2025 | Blog, Required Minimum Distributions (RMDs)
Missing your RMD deadline can be expensive — but with MidAtlantic’s reminders, calculations, and support, you’ll have everything you need to stay compliant and penalty-free.
Oct 3, 2025 | Blog, Required Minimum Distributions (RMDs)
A Qualified Charitable Distribution allows you to support causes you care about while meeting your RMD requirement — and it may reduce your taxable income.
Oct 3, 2025 | Blog, Required Minimum Distributions (RMDs)
The SECURE Acts raised the RMD starting age from 70½ to 72 to 73 — and eventually to 75. Staying on top of these changes ensures you remain compliant and make the most of your retirement planning.
Oct 3, 2025 | Blog, Required Minimum Distributions (RMDs)
For 2025, RMDs apply to most retirement accounts starting at age 73, with annual withdrawals due by December 31. The IRS rules are clear, but the details — like how much to take and when — depend on your account type and circumstances.
