Tax Liens 101: How Investors Use IRAs to Earn Double-Digit Returns Safely
Most investors think of the stock market when they picture retirement, but tax lien investing offers another path. By purchasing liens on unpaid property taxes, you can earn fixed returns backed by real estate. This article explains how tax liens work and why they appeal to self directed IRA investors.
How to Finance Real Estate in a Self-Directed IRA
Most investors know you can use a Self-Directed IRA to buy real estate. What surprises many is that your IRA does not always have to pay all cash. Under the right circumstances, your IRA can borrow money to acquire property, which opens the door to larger or more...
What Happens If I Miss My RMD Deadline?
Missing your RMD deadline can be expensive — but with MidAtlantic’s reminders, calculations, and support, you’ll have everything you need to stay compliant and penalty-free.
Using Qualified Charitable Distributions (QCDs) to Satisfy Your RMD
If you don't need your required minimum distribution (RMD) for living expenses and you care about supporting causes close to your heart, there may be a way to do both at once. A Qualified Charitable Distribution, or QCD, lets you send money directly from your IRA to...
The SECURE Act and RMDs: What Changed?
If you've been hearing different ages for when required minimum distributions (RMDs) begin, you're not alone. Over the last few years, Congress has changed the rules more than once through the SECURE Act of 2019 and the SECURE 2.0 Act of 2022, and the IRS followed...
Current IRS RMD Rules: What You Need to Know
Last Updated: September 2026 Required minimum distributions (RMDs) are the minimum amounts you must withdraw each year from certain retirement accounts once you reach a specific age. The rules have changed several times in recent years under the SECURE Act, the SECURE...
RMDs for Different Account Types
Not all retirement accounts follow the same rules for Required Minimum Distributions (RMDs). If you have multiple accounts, it’s important to understand how the rules apply to each one. Here’s a breakdown by account type: Traditional IRAs RMDs are required...
Should I Take My RMD in a Lump Sum or Monthly Withdrawals?
When it comes to Required Minimum Distributions (RMDs), the IRS only tells you how much you must withdraw each year. It doesn’t tell you when or how often to take the money. That means you have some flexibility in choosing the distribution strategy that works best for...
When Should I Take My Required Minimum Distribution (RMD)?
One of the most common questions we hear is: “When is the best time to take my RMD?” The IRS requires that you take your RMD by December 31 each year (or by April 1 of the following year for your very first RMD). Within that window, you have flexibility in how you...
What Is a Required Minimum Distribution (RMD)?
If you’re age 73 or older, the IRS requires you to withdraw a certain amount from your retirement account each year. This withdrawal is called a Required Minimum Distribution (RMD). RMDs are one of the most important parts of managing your retirement account, because...