New Client Online Portal Coming April 1st
Self-Directing Your IRA
Investing in what you know best is part of the power of a Self-Directed IRA. A truly Self-Directed IRA allows you to invest in assets that are alternatives of conventional stocks, bonds and mutual funds. These assets, which are also approved by the IRS, include real estate, notes, private placements, gold, natural resources and much more. Many types of IRA accounts (Traditional IRA, Roth IRA, Individual 401(k), SEP IRA and SIMPLE IRA) have the capability of being self-directed.
Sign-up for a Webinar
Understanding Self-Directed IRAs
March 4th at 2pm Eastern
Understanding IRS RMD Rules for 2025
For 2025, RMDs apply to most retirement accounts starting at age 73, with annual withdrawals due by December 31. The IRS rules are clear, but the details — like how much to take and when — depend on your account type and circumstances.
RMDs for Different Account Types
Not all retirement accounts follow the same rules for Required Minimum Distributions (RMDs). If you have multiple accounts, it’s important to understand how the rules apply to each one. Here’s a breakdown by account type.
Should I Take My RMD in a Lump Sum or Monthly Withdrawals?
Whether you take your RMD all at once or spread it out, the IRS requirement is the same. The timing is flexible — so work with your advisor to choose the approach that best fits your income, taxes, and retirement lifestyle.
When Should I Take My Required Minimum Distribution (RMD)?
While the IRS gives you until December 31 to take your RMD, different timing approaches have different implications. MidAtlantic IRA’s internal November 15 cutoff ensures your request is processed smoothly, but your tax or financial advisor can help you decide what timing works best for your overall plan.
What Is a Required Minimum Distribution (RMD)?
RMDs are simply the IRS’s way of making sure retirement dollars in tax-deferred accounts eventually get taxed. With the right planning and timely requests, they don’t have to be stressful.
How MidAtlantic IRA Processes Required Minimum Distributions (RMDs)
RMDs don’t need to be complicated. MidAtlantic IRA handles the calculations and processing once your Fair Market Values are current, and you submit your request on time. Request your RMD here to get started.