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X-WR-CALDESC:Events for Midatlantic IRA
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DTSTART;TZID=America/New_York:20260909T183000
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UID:325510-1788978600-1788984000@www.midatlanticira.com
SUMMARY:Roth Strategy in a High Tax Environment: Conversions\, Timing\, Traps
DESCRIPTION:The current tax environment has more account holders asking a familiar question: should I be converting to a Roth? Converting pre-tax retirement dollars into a Roth can open up years of tax-free growth\, but the decision is rarely as simple as it first appears. The right answer depends on your current tax picture\, your expectations for the years ahead\, and the kinds of assets your account holds.  \nThis Client Strategy Call takes a closer look at the three questions every account holder eventually works through: whether to convert\, when to do it\, and how much makes sense in a given year. We’ll walk through the timing factors that can make one year far more favorable than another\, and we’ll spend real time on a challenge that’s unique to self-directed accounts: how conversions work when your IRA holds illiquid assets like real estate\, private notes\, or an LLC interest rather than cash.  \nWe’ll also name the traps that catch even experienced investors off guard\, from the pro-rata rule to the often overlooked question of where the tax actually gets paid from. You’ll leave with a clear framework for the conversion conversation and the right questions to bring to your own tax advisor.  \nWhat we’ll cover:  \n\nHow a Roth conversion works\, and why the tax on the converted amount is owed in the year you convert \n\n\nThe timing factors that make some years more favorable than others \n\n\nHow conversions play out when your account holds illiquid assets\, and where the cash to cover the tax should ideally come from \n\n\nThe most common traps\, including the pro-rata rule and the separate five-year clock that applies to each conversion \n\n\nA clear framework and question set to bring to your own tax advisor \n\nTo receive the event link\, contact Sioban at Misc@MidAtlanticIRA.com. 
URL:https://www.midatlanticira.com/event/roth-strategy-in-a-high-tax-environment-conversions-timing-traps/
CATEGORIES:Strategy Groups
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DTSTART;TZID=America/New_York:20260922T183000
DTEND;TZID=America/New_York:20260922T200000
DTSTAMP:20260828T210821Z
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UID:325512-1790101800-1790107200@www.midatlanticira.com
SUMMARY:The Solo 401(k) Deep Dive: The Most Powerful Account Self-Employed Investors Aren't Using
DESCRIPTION:For self-employed investors and small business owners\, the Solo 401(k) is often the most powerful account they’ve never seriously looked at. It offers some of the highest contribution limits available and a set of features that map remarkably well to real estate and lending strategies\, yet it tends to get passed over in favor of more familiar accounts.  \nThis National Strategy Call walks through who actually qualifies\, and the answer surprises people: you don’t need a formal business entity or employees\, just self-employment income and no full-time staff beyond a spouse. From there\, we’ll compare the Solo 401(k) side by side with the SEP and Traditional IRA so you can see where it pulls ahead\, particularly on how much you can contribute in a given year and how contributions can be split between you and your business.  \nThe heart of the session is what makes this account distinct for the investors in our community. We’ll look at the features that matter most for real estate and private lending\, including the Roth option inside the plan\, the ability to borrow against the account\, and a tax advantage on debt-financed real estate that IRAs simply don’t share. If you have self-employment income and you invest in what you know\, this is the session to bring your questions to.  \nWhat we’ll cover:  \n\nWho qualifies for a Solo 401(k)\, and why many self-employed people assume they’re ineligible when they’re not \n\n\nHow the contribution structure works\, with a role as both employee and employer\, and why that drives the higher limits \n\n\nA side by side comparison with the SEP and Traditional IRA\, so you can see which account fits your income and goals \n\n\nThe features that make the Solo 401(k) distinctive for alternative-asset investors\, including the built-in Roth option and the plan loan provision \n\n\nWhy debt-financed real estate can be treated more favorably inside a Solo 401(k) than inside an IRA \n\n\nThe setup and administration realities\, so you know what taking this on actually involves 
URL:https://www.midatlanticira.com/event/the-solo-401k-deep-dive-the-most-powerful-account-self-employed-investors-arent-using/
CATEGORIES:Strategy Groups
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